On today’s episode, we turn our attention to fintech regulation. Jason Mikula, publisher of Fintech Business Weekly and managing director at 312 Global Strategies BV, a consulting firm focused on financial services product strategy, talks about the challenges banking as a service (BaaS) providers and their partners face as regulators pay more attention to banks’ relationships with third parties. We also ask Mikula to take the role of "Pretend CCO" at a fintech company as he lays out his top priorities for 2023 given potentially new regulatory scrutiny. Listen to the discussion with our host Rob Rubin.
Audio
| Dec 5, 2022
On today's episode, we discuss what impacts customers’ trust in their banks. Using examples from Insider Intelligence's benchmark study, we dive deep in our “Story by Numbers” segment to demonstrate the power of fostering trust. In a new segment called “The Rankings,” we talk about where incumbent banks and neobanks rank in the digital benchmark and why. Join the discussion with host Rob Rubin and our analyst Tiffani Montez.
Audio
| Nov 21, 2022
On today’s episode we dive deep into SuperApps. In "The Headlines" we discuss recent SuperApp developments. Then for “Story by Numbers” we highlight four numbers and reveal where SuperApps are heading. In a new debate segment called, “For Argument’s Sake,” we each take opposing positions on which SuperApps will emerge during the next 5 years. Join the conversation with host Rob Rubin and our vice president of content, financial services Dan Van Dyke.
Audio
| Oct 24, 2022
Gen Zers will drive the growth of emerging payment methods, opening the door for providers to reach them through digital and mobile. But card-based payment methods are still relevant. To tap their rising spending power, providers must align their offerings with how Gen Z prefers to pay.
Article
| May 23, 2023
Adoption of retail app payments, Apple Pay, and BNPL for in-store payments has steadily increased over the past three years, according to our Bizrate Insights survey. Moreover, each of these methods is substantially more popular among 18- to 34-year-olds, indicating that they are the future of in-store payments. Digital payment availability can increase shopping occasions and basket sizes.
Report
| Aug 10, 2023
Adoption of digital wallets is approaching critical mass, but they won’t replace physical wallets anytime soon. However, a super app may be on the horizon, especially if companies can crack the ability to integrate payments with shopping services.
Article
| May 24, 2023
To keep up the momentum, the BNPL provider launched a Pay-in-2 product so it can expand into new payment categories
Article
| May 17, 2023
Simplify the payment and checkout processes. Prioritize secure, easy-to-use checkout experiences and integrate a variety of payment methods to cater to preferences in different countries. Offer transparent pricing, including taxes and customs duties, if applicable. Improve logistics and fulfillment.
Report
| Feb 15, 2024
And then we've also got on the retailer side things like autofill for address forms and one click payment and it's really reducing some of the frictions that were there for mobile shopping versus shopping on a desktop. Yory Wurmser:. Yeah. And then I think that seamless payments is really big.
Audio
| Feb 7, 2024
Chart
| Aug 1, 2023
Source: CivicScience
Chart
| Aug 1, 2023
Source: EMARKETER
Record-high debt and record-high card interest rates are leading to missed payments
Article
| May 16, 2023
The mega-retailers want to offer the instant payments rail as an alternative to fee-laden cards
Article
| May 3, 2023
It added Apple Pay as a payment option for Advanced Checkout and introduced new features to streamline customer checkout.
Article
| Apr 5, 2023
Through a multiyear agreement, PayPal will become Live Nation’s preferred payment partner.
Article
| Apr 4, 2023
Canadian mobile penetration and bank access have created a high-potential environment for both proximity and peer-to-peer mobile payments. But entrenched payment habits and monopolization have created a slow growth environment that will force providers to adapt.
Report
| Oct 29, 2021
Cross-border and B2B payments pushed up the network’s payments volume during fiscal Q2.
Article
| Apr 27, 2023
PayPal will remove the fixed fee applied to goods and services payments coming from US customers and simplify tax reporting for business users.
Article
| Jun 24, 2022
Lockdowns, online shopping, and fear of germs during the pandemic have hastened the shift toward all types of digital payments. As a result, Gen Z has fully embraced electronic wallet services, contactless payments, peer-to-peer payment apps, and digital uses of credit, including buy now, pay later.
Article
| Nov 16, 2021
BNPL providers must develop consumer rewards programs to effectively compete within consumer payments.
Article
| Oct 11, 2022
Bolt acquired crypto startup Wyre Payments to help it stand out in the highly competitive one-click checkout space.
Article
| Apr 8, 2022
The payments behemoth singled out digital wallets as a way to boost engagement going forward.
Article
| Apr 29, 2022
CanPay, SuperNet, and POSabit offer digital solutions to cannabis dispensaries, which have historically relied on cash payments.
Article
| May 11, 2022
If they strike a deal, Pinterest would help the payments giant tap into the massive US social commerce industry.
Article
| Oct 22, 2021
On today's episode, in our "Retail Me This, Retail Me That" segment, we discuss the state of the buy now, pay later (BNPL) union, whether Gen Z will be BNPL users for life or migrate to credit cards, and the stumbling blocks the new payment method faces. Then for "Red-Hot Retail," our analysts give us four of their very specific—and potentially risky—predictions about BNPL in 2023. Join our analyst Sara Lebow as she hosts analysts Sky Canaves and Grace Broadbent.
Audio
| Dec 13, 2022