And Mint’s shutdown has left a sizable gap in the personal finance management (PFM) world that no single FI or fintech has filled yet. No other tool currently aggregates PFM into one single platform across multiple bank and expense accounts.
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| Jan 24, 2024
Head of the class: What percentage of 2028 high school graduates will reside in a state that requires them to take a standalone course in personal finance? A) 11%. B) 21%. C) 31%. D) 41%. More than 40% of the high school class of 2028 will come from states that require personal finance courses, per Champlain College Center for Financial Literacy’s 2023 National Report Card. November 28, 2023.
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| Apr 15, 2024
Finance, on the other hand, ranks higher on Instagram due to the platform's ability to deliver educational content effectively with carousel posts and detailed infographics. Affiliate links also perform better on TikTok, per Captiv8 data we covered recently.
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| Mar 28, 2024
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| Apr 12, 2023
The quieter Thanksgiving weekend news cycle gave us time to dive deep on a much-hyped fintech sector. Here’s how DeFi actually works, what issues it aims to solve, and where it’s going next.
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| Nov 29, 2021
Embedded-finance-driven business lending is expected to grow sixfold in the next five years.
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| Sep 15, 2022
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| May 4, 2022
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| Nov 16, 2022
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| Jan 9, 2023
Yahoo Finance.
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| Aug 17, 2023
Payment providers can help them add a variety of software solutions, particularly for embedded finance. These include money management account and credit cards for merchants, as well as buy now, pay later (BNPL) installment and financing options for their customers. Legacy acquirers will respond with evolving payfac solutions.
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| Feb 23, 2024
Its net revenue fell to $1.24B in Q3—but it plans to reduce its reliance on trading by offering users access to Dapps, DeFi, and NFTs.
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| Nov 15, 2021
Digital wallets have a good user experience, youth, and embedded finance on their side. User experience is digital wallets' key advantage over banking apps. Wallets are an easier-to-use platform for P2P payments, as users only need the recipient’s phone number or email address—not their bank account information—to start a transfer.
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| Oct 3, 2023
Wallet providers can follow Apple’s lead and build out embedded finance options to juice P2P usage. In the US, Apple partners with banks and payment service providers to white label an expanding suite of financial services that complements its P2P payments option.
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| Sep 20, 2023
The US challenger’s plan to mix decentralized finance with traditional banking in a “hybrid finance” approach could shore up its appeal to younger users.
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| Apr 5, 2022
DeFi industry must do more self-policing until regulation arrives: Theft from DeFi platforms increased 1,330% in 2021—and the SEC is looking at pseudonymity and opacity as major problems to solve.
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| Jan 21, 2022
In 2021, mobile finance apps reached 573.1 million downloads in the US, up nearly 19% from 481.9 million in 2020.
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| Feb 2, 2022
The firm’s total processing volume increased 54% in the quarter. It plans to double down on embedded finance to sustain growth.
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| Nov 14, 2022
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| Feb 7, 2022
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| Oct 27, 2022
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| Dec 20, 2021
They believe their FIs’ security measures are strong, but would like more controls—including biometric—for risky transactions.
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| Feb 10, 2023
On today's episode, we discuss why the West's answer to super apps is finally taking shape, why cryptocurrency sells out as governments buy in, and what kinds of new revenue sources digital brokers are hunting for. We then talk about how JPMorgan Chase is planning on spending its increased yearly technology budget and what will be largely responsible for driving fintech funding to new heights. Tune in to the discussion with eMarketer principal analyst Eleni Digalaki and vice president of content and head of financial services at Insider Intelligence Daniel Van Dyke.
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| Jan 25, 2022
The findings: A recent survey of 2,000 millennials revealed that the generation thinks they know more about managing finances than their parents, and that most feel confident in their own ability to manage their finances. That doesn’t stop them from wanting to learn more—and they prefer to turn to experts for that information.
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| Dec 18, 2023
On today’s episode, we look at the various angles of generative AI in banking. In our "Headlines" segment, we discuss regulators' urgency to install oversight over the rapidly advancing technology. In "Story by Numbers," we examine the percentage of executives that are not aware of how fast generative AI is coming, as well as discuss an old number that has been around the finance world for a while about human customer service agents versus bots. And in "For Argument's Sake," we take sides in the debate over whether generative AI will raise the bar or level the playing field for small and regional banks. Tune in to the discussion with host Rob Rubin, our analyst Eleni Digalaki, and vice president of content strategy Dan Van Dyke.
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| May 15, 2023